Services
Dividend & Expense Control
PTSIG is designed to give employers the best possible opportunity to control insurance costs and recover funds.
The PTSIG:
- Self-insurance program is designed to deliver Workers’ Compensation benefits at cost so that every possible dollar can be returned to member employers.
- Board of Trustees and CHSI work together to bring in outside claims professionals to manage insurance claims and control costs, and deploys its own “best in industry” claims professionals to oversee those operations and get claims closed.
- Program is where individual employers within the group are able to get more – or less – in dividends because of their individual experience. Many dividend and rebate programs in insurance and self-insurance (when they exist) base their returns on the aggregate experience of the program.
- Calculates an experience modification factor for each employer member so there is individual accountability and the employer has the ability to lower future month-to-month costs for coverage, by taking advantage of the cost control services provided by PTSIG. The formula developed by CHSI is designed to support the operational priorities of self-insured groups.
Claims Outcome Management and Control
Reduced costs, positive employee outcomes, closed claims – PTSIG delivers value and cost control in Workers’ Compensation that helps transportation companies be more competitive in the Nevada marketplace.
PTSIG Board of Trustees and CHSI:
- Get claims closed. Our objective is to close claims with positive employee outcomes and controlled costs.
- Support each member to resolution on any claim issue with individual service from a “best in industry” professional.
- Provide members with tools for claims management – training, best practices implementation, rapid support, and real-time claims data access.
- Set firm protocols on claims management and enforces them with the claims administrator.
- Develop real partnerships with health care providers to enable them to partner with employers and employees for better claims outcomes and controlled costs.
- Provide complete claims file audits to ensure continuous effectiveness.
- Work strategically with legal counsel, both internal and external, on aggressive employer defense of litigated claims. Employer members are always consulted and engaged in the decision process.
User-friendly Technology with Leading Edge Solutions for Members
The most advanced technology available in the industry, giving clients quick access to more information about their account than made available by other programs.
PTSIG Computerized Risk Management System (CRMS):
- Gives clients instant access to everything they need on their account with secure online login, including real-time detailed activity information on their Workers’ Compensation claims.
- Can be completely customized to match the needs of any client and program.
- Has an online toolbox that clients can access for immediate problem-solving and long-term planning.
- Is backed by a team of technology development experts who are continuously adding greater functionality to the CRMS, anticipating program evolution and responding to client needs so that the system is always at the leading edge.
- Provides comprehensive technical support for any alternative risk financing operation.
Expert Safety & Loss Control Services
Isn’t it time your company was rewarded for doing the right thing?
The CHSI Safety & Loss Control Team:
- Provides safety support that focuses on what is important – reducing loss costs (the costs of claims) through prevention and control.
- Provides regional training workshops on safety issues that really impact your operations.
- Provides expert troubleshooting for members on safety and loss control issues.
- Develops customized on-site training from scratch to meet special employer needs.
- Makes immediate post-accident support available to employers to assist in the capture of critical information and to develop effective follow-up.
- Screens group applicants to assure their eligibility from a risk control perspective.
